Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,487 | $101,795-79.9% | $165,100-87.6% | $80,959-74.7% |
| Participation rate | 29.0% | 71.8%-42.8pp | 78.6%-49.6pp | 67.7%-38.6pp |
| Annual return | 13.51% | 16.73%-3.2pp | 70.21%-56.7pp | 35.67%-22.2pp |
| Employer contribution / active EE | $1,300 | $2,954-56.0% | $4,348-70.1% | $2,757-52.8% |
| Participant deferral / active EE | $1,689 | $4,476-62.3% | $6,035-72.0% | $4,300-60.7% |
| Admin fee / account holder | $2,608 | $8,221-68.3% | $12,696-79.5% | $6,925-62.3% |