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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,471 | $117,829+26.9% | $102,423+45.9% | $145,877+2.5% |
| Participation rate | 73.9% | 78.6%-4.7pp | 76.5%-2.6pp | 80.3%-6.4pp |
| Annual return | 5.64% | 31.83%-26.2pp | 29.42%-23.8pp | 551.28%-545.6pp |
| Employer contribution / active EE | $3,870 | $3,615+7.1% | $3,023+28.0% | $4,663-17.0% |
| Participant deferral / active EE | $5,508 | $5,732-3.9% | $5,054+9.0% | $6,691-17.7% |
| Admin fee / account holder | $20,385 | $13,335+52.9% | $9,455+115.6% | $13,402+52.1% |