Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,570 | $74,535+40.3% | $100,712+3.8% | $82,637+26.5% |
| Participation rate | 56.1% | 61.2%-5.1pp | 69.3%-13.2pp | 68.1%-12.0pp |
| Annual return | 12.22% | 18.92%-6.7pp | 33.27%-21.1pp | 53.51%-41.3pp |
| Employer contribution / active EE | $1,049 | $1,503-30.2% | $2,313-54.6% | $2,552-58.9% |
| Participant deferral / active EE | $3,582 | $3,074+16.5% | $4,085-12.3% | $4,126-13.2% |
| Admin fee / account holder | $5,771 | $6,576-12.2% | $9,256-37.6% | $7,339-21.4% |