Retirement plan

O'BRIEN AND O'BRIEN, D.D.S., P.C. PROFIT SHARING PLAN

Name: O'BRIEN, O'BRIEN, D.D.S., P.C. - O'BRIEN AND O'BRIEN, D.D.S., P.C. PROFIT SHARING PLAN (2025) Form 5500
Creator: O'BRIEN, O'BRIEN, D.D.S., P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, O'BRIEN AND O'BRIEN, D.D.S., P.C. PROFIT SHARING PLAN, O'BRIEN, O'BRIEN, D.D.S., P.C.

O'BRIEN, O'BRIEN, D.D.S., P.C.EIN 38-2226609Plan #001PY 2025

1503 COIT AVE NE - GRAND RAPIDS, MI 49505616-361-2617

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.8M

+17.9% from 2024

Total participants

+21.4% from 2024

Average account balance

$128,943

+1.1% from 2024

Annual return

11.35%

+5.04 pp from 2024

Benchmarks

See 45,380 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort45,380 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.81M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$129K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

87.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$123K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.35%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2690

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$38K

$2354 / participant

Other / not subdivided$38K100.0%

% of EOY assets

2.086%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$128,943

$185,312-30.4%

$161,489-20.2%

$154,746-16.7%

Participation rate

81.3%

82.5%-1.2pp

78.7%+2.6pp

80.7%+0.5pp

Annual return

11.35%

103.84%-92.5pp

89.72%-78.4pp

172.34%-161.0pp

Employer contribution / active EE

$2,912

$4,769-38.9%

$4,268-31.8%

$4,379-33.5%

Participant deferral / active EE

$4,756

$6,350-25.1%

$5,630-15.5%

$6,730-29.3%

Admin fee / account holder

$2,690

$18,654-85.6%

$16,006-83.2%

$14,365-81.3%

O'BRIEN AND O'BRIEN, D.D.S., P.C. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

O'BRIEN AND O'BRIEN, D.D.S., P.C. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion