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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $639,060 | $185,312+244.9% | $161,489+295.7% | $154,746+313.0% |
| Participation rate | 91.7% | 82.5%+9.2pp | 78.7%+13.0pp | 80.7%+11.0pp |
| Annual return | 19.25% | 103.84%-84.6pp | 89.72%-70.5pp | 172.34%-153.1pp |
| Employer contribution / active EE | $9,870 | $4,769+107.0% | $4,268+131.2% | $4,379+125.4% |
| Participant deferral / active EE | $7,040 | $6,350+10.9% | $5,630+25.0% | $6,730+4.6% |
| Admin fee / account holder | $25,652 | $18,654+37.5% | $16,006+60.3% | $14,365+78.6% |