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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,873 | $86,949-10.4% | $102,460-24.0% | $80,959-3.8% |
| Participation rate | 89.8% | 72.4%+17.4pp | 76.5%+13.3pp | 67.7%+22.2pp |
| Annual return | 13.93% | 18.89%-5.0pp | 29.47%-15.5pp | 35.67%-21.7pp |
| Employer contribution / active EE | $2,602 | $2,370+9.8% | $3,025-14.0% | $2,757-5.6% |
| Participant deferral / active EE | $4,153 | $4,121+0.8% | $5,056-17.9% | $4,300-3.4% |
| Admin fee / account holder | $2,618 | $8,048-67.5% | $9,460-72.3% | $6,925-62.2% |