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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,203 | $95,453+1.8% | $112,040-13.2% | $82,448+17.9% |
| Participation rate | 81.2% | 72.8%+8.4pp | 76.5%+4.7pp | 68.1%+13.1pp |
| Annual return | 20.46% | 23.92%-3.5pp | 24.52%-4.1pp | 41.64%-21.2pp |
| Employer contribution / active EE | $2,576 | $2,318+11.1% | $2,954-12.8% | $2,551+1.0% |
| Participant deferral / active EE | $4,065 | $4,224-3.8% | $5,098-20.3% | $4,139-1.8% |
| Admin fee / account holder | $3,909 | $9,013-56.6% | $12,098-67.7% | $7,234-46.0% |