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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,329 | $107,421+271.7% | $182,262+119.1% | $94,015+324.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 84.2%+15.8pp | 70.8%+29.2pp |
| Annual return | 11.51% | 21.32%-9.8pp | 140.60%-129.1pp | 17.84%-6.3pp |
| Employer contribution / active EE | $32,510 | $3,448+842.9% | $5,046+544.3% | $2,790+1065.2% |
| Participant deferral / active EE | $9,516 | $6,558+45.1% | $8,276+15.0% | $4,249+123.9% |
| Admin fee / account holder | $66,678 | $8,692+667.1% | $16,712+299.0% | $8,951+644.9% |