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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,329 | $106,524+274.9% | $152,301+162.2% | $87,485+356.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 11.51% | 26.89%-15.4pp | 80.50%-69.0pp | 26.06%-14.5pp |
| Employer contribution / active EE | $32,510 | $3,371+864.3% | $4,624+603.0% | $2,596+1152.2% |
| Participant deferral / active EE | $9,516 | $6,525+45.8% | $8,004+18.9% | $4,274+122.7% |
| Admin fee / account holder | $66,678 | $8,287+704.6% | $14,398+363.1% | $7,775+757.6% |