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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,975 | $101,618-34.1% | $93,063-28.0% | $137,256-51.2% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 19.14% | 223.95%-204.8pp | 34.15%-15.0pp | 220.34%-201.2pp |
| Employer contribution / active EE | $1,271 | $2,707-53.1% | $2,476-48.7% | $4,156-69.4% |
| Participant deferral / active EE | $10,840 | $4,279+153.3% | $3,958+173.9% | $6,407+69.2% |
| Admin fee / account holder | $427 | $6,198-93.1% | $6,033-92.9% | $12,270-96.5% |