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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,740 | $154,228+111.2% | $145,433+124.0% | $137,256+137.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.28% | 74.59%-56.3pp | 66.58%-48.3pp | 220.34%-202.1pp |
| Employer contribution / active EE | $8,333 | $4,804+73.5% | $4,554+83.0% | $4,156+100.5% |
| Participant deferral / active EE | $10,717 | $8,216+30.4% | $7,897+35.7% | $6,407+67.3% |
| Admin fee / account holder | $2,902 | $14,344-79.8% | $13,129-77.9% | $12,270-76.3% |