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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,616 | $75,807+42.0% | $116,096-7.3% | $86,983+23.7% |
| Participation rate | 86.5% | 66.9%+19.6pp | 73.3%+13.2pp | 69.5%+16.9pp |
| Annual return | 10.42% | 18.57%-8.1pp | 326.25%-315.8pp | 25.83%-15.4pp |
| Employer contribution / active EE | $587 | $1,892-69.0% | $2,503-76.6% | $2,584-77.3% |
| Participant deferral / active EE | $1,720 | $3,212-46.5% | $3,952-56.5% | $4,194-59.0% |
| Admin fee / account holder | $3,560 | $6,659-46.5% | $7,704-53.8% | $7,856-54.7% |