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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,616 | $63,354+69.9% | $94,105+14.4% | $82,637+30.2% |
| Participation rate | 86.5% | 63.8%+22.7pp | 71.9%+14.5pp | 68.1%+18.4pp |
| Annual return | 10.42% | 34.36%-23.9pp | 204.55%-194.1pp | 53.51%-43.1pp |
| Employer contribution / active EE | $587 | $1,760-66.6% | $2,504-76.6% | $2,552-77.0% |
| Participant deferral / active EE | $1,720 | $2,873-40.2% | $3,881-55.7% | $4,126-58.3% |
| Admin fee / account holder | $3,560 | $5,073-29.8% | $6,199-42.6% | $7,339-51.5% |