Retirement plan

ANDREWS CADILLAC COMPANY 401(K) PLAN

Name: ANDREWS CADILLAC COMPANY - ANDREWS CADILLAC COMPANY 401(K) PLAN (2024) Form 5500
Creator: ANDREWS CADILLAC COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ANDREWS CADILLAC COMPANY 401(K) PLAN, ANDREWS CADILLAC COMPANY

ANDREWS CADILLAC COMPANYEIN 38-2094312Plan #001PY 2024

1 CADILLAC DRIVE - BRENTWOOD, TN 37027615-277-5257andrewscapitalllc.comLinkedIn11-50 employees

Prospect flagsFailed to transmit contributions

How to read this page

Total assets (EOY)

$11.1M

+12.5% from 2023

Total participants

145

+14.2% from 2023

Average account balance

$82,919

+2.4% from 2023

Annual return

13.22%

-2.99 pp from 2023

Benchmarks

See 2,310 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants100-249

Cohort2,310 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.11M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$83K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

134

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

91.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.14M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.22%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$145

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY4 years Service code 13 · EIN 42-0127290	Contract Administrator	$32,186
T ROWE PRICE RPS INC1 year Filed as: T. ROWE PRICE Service code 13 · EIN 52-1309931	Contract Administrator	$8,275

Plan features & details

Pension benefit codes2E2J2K2G2S3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$19K

$150 / participant

Contract admin$9K43.8%
Other / not subdivided$11K56.2%

% of EOY assets

0.175%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: LBMC, PC
Auditor EIN: 621199757
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$82,919

$59,448+39.5%

$93,696-11.5%

$74,459+11.4%

Participation rate

91.5%

59.6%+31.8pp

68.7%+22.8pp

67.2%+24.3pp

Annual return

13.22%

82.11%-68.9pp

133.74%-120.5pp

1369.70%-1356.5pp

Employer contribution / active EE

$939

$1,266-25.9%

$2,422-61.2%

$2,626-64.3%

Participant deferral / active EE

$7,861

$3,052+157.6%

$4,417+78.0%

$4,350+80.7%

Admin fee / account holder

$145

$3,027-95.2%

$8,287-98.3%

$1,945-92.6%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY4 years

Service code 13 · EIN 42-0127290

Contract Administrator

$32,186

T ROWE PRICE RPS INC1 year

Filed as: T. ROWE PRICE

Service code 13 · EIN 52-1309931

Contract Administrator

$8,275

ANDREWS CADILLAC COMPANY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ANDREWS CADILLAC COMPANY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion