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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,333 | $78,636-22.0% | $105,607-41.9% | $74,459-17.6% |
| Participation rate | 48.3% | 72.8%-24.5pp | 75.3%-27.0pp | 67.2%-19.0pp |
| Annual return | 18.44% | 15.96%+2.5pp | 116.11%-97.7pp | 1369.70%-1351.3pp |
| Employer contribution / active EE | $1,589 | $2,523-37.0% | $3,167-49.8% | $2,626-39.5% |
| Participant deferral / active EE | $2,955 | $4,322-31.6% | $5,011-41.0% | $4,350-32.1% |
| Admin fee / account holder | $6,118 | $2,220+175.6% | $10,958-44.2% | $1,945+214.6% |