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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,882 | $105,284-35.5% | $150,734-55.0% | $94,015-27.8% |
| Participation rate | 79.5% | 71.7%+7.8pp | 78.4%+1.0pp | 70.8%+8.7pp |
| Annual return | -10.08% | 15.67%-25.8pp | 600.81%-610.9pp | 17.84%-27.9pp |
| Employer contribution / active EE | $3,237 | $3,599-10.1% | $4,918-34.2% | $2,790+16.0% |
| Participant deferral / active EE | $5,591 | $4,274+30.8% | $5,610-0.3% | $4,249+31.6% |
| Admin fee / account holder | $3,908 | $9,839-60.3% | $14,905-73.8% | $8,951-56.3% |