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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,248 | $58,057+17.6% | $97,032-29.7% | $86,983-21.5% |
| Participation rate | 91.4% | 60.4%+31.1pp | 71.6%+19.9pp | 69.5%+21.9pp |
| Annual return | 14.23% | 22.26%-8.0pp | 35.38%-21.1pp | 25.83%-11.6pp |
| Employer contribution / active EE | $3,923 | $1,663+135.8% | $2,629+49.2% | $2,584+51.8% |
| Participant deferral / active EE | $3,726 | $3,244+14.8% | $4,672-20.3% | $4,194-11.2% |
| Admin fee / account holder | $11,387 | $4,839+135.3% | $9,418+20.9% | $7,856+44.9% |