Retirement plan

LEADING AGE MICHIGAN 401(K) PLAN

Name: AGING SERVICES OF MICHIGAN DBA LEADING AGE MICHIGAN - LEADING AGE MICHIGAN 401(K) PLAN (2025) Form 5500
Creator: AGING SERVICES OF MICHIGAN DBA LEADING AGE MICHIGAN
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LEADING AGE MICHIGAN 401(K) PLAN, AGING SERVICES OF MICHIGAN DBA LEADING AGE MICHIGAN

AGING SERVICES OF MICHIGAN DBA LEADING AGE MICHIGANEIN 38-2058975Plan #001PY 2025

201 N WASHINGTON SQ STE 920 - LANSING, MI 489331323517-323-3687

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.2M

+8.9% from 2024

Total participants

-18.2% from 2024

Average account balance

$151,698

+36.1% from 2024

Annual return

15.59%

+2.43 pp from 2024

Benchmarks

See 18,863 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort18,863 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.21M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$152K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

114.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$136K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$19K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.59%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$26692

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$214K

$30505 / participant

Other / not subdivided$214K100.0%

% of EOY assets

17.595%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$151,698

$227,399-33.3%

$189,758-20.1%

$198,609-23.6%

Participation rate

85.7%

84.0%+1.7pp

79.8%+5.9pp

82.4%+3.3pp

Annual return

15.59%

61.03%-45.4pp

52.62%-37.0pp

202.70%-187.1pp

Employer contribution / active EE

$8,148

$5,526+47.4%

$4,767+70.9%

$5,055+61.2%

Participant deferral / active EE

$11,219

$6,837+64.1%

$5,856+91.6%

$6,977+60.8%

Admin fee / account holder

$26,692

$25,162+6.1%

$20,388+30.9%

$19,030+40.3%

LEADING AGE MICHIGAN 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

LEADING AGE MICHIGAN 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion