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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,985 | $102,422-38.5% | $147,117-57.2% | $80,959-22.2% |
| Participation rate | 96.6% | 75.9%+20.7pp | 82.2%+14.4pp | 67.7%+28.9pp |
| Annual return | 11.54% | 135.16%-123.6pp | 420.54%-409.0pp | 35.67%-24.1pp |
| Employer contribution / active EE | $2,548 | $3,717-31.5% | $4,932-48.3% | $2,757-7.6% |
| Participant deferral / active EE | $5,073 | $6,652-23.7% | $8,065-37.1% | $4,300+18.0% |
| Admin fee / account holder | $2,063 | $7,953-74.1% | $12,993-84.1% | $6,925-70.2% |