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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,985 | $102,429-38.5% | $147,096-57.2% | $80,925-22.2% |
| Participation rate | 96.6% | 75.9%+20.7pp | 82.2%+14.4pp | 67.7%+28.9pp |
| Annual return | 11.54% | 135.02%-123.5pp | 419.75%-408.2pp | 35.65%-24.1pp |
| Employer contribution / active EE | $2,548 | $3,716-31.4% | $4,936-48.4% | $2,756-7.6% |
| Participant deferral / active EE | $5,073 | $6,649-23.7% | $8,071-37.1% | $4,299+18.0% |
| Admin fee / account holder | $2,063 | $7,957-74.1% | $13,005-84.1% | $6,940-70.3% |