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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,286 | $86,949+190.2% | $102,460+146.2% | $80,959+211.6% |
| Participation rate | 96.2% | 72.4%+23.8pp | 76.5%+19.6pp | 67.7%+28.5pp |
| Annual return | 14.28% | 18.89%-4.6pp | 29.47%-15.2pp | 35.67%-21.4pp |
| Employer contribution / active EE | $1,696 | $2,370-28.4% | $3,025-43.9% | $2,757-38.5% |
| Participant deferral / active EE | $5,269 | $4,121+27.9% | $5,056+4.2% | $4,300+22.5% |
| Admin fee / account holder | $11,376 | $8,048+41.4% | $9,460+20.3% | $6,925+64.3% |