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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,286 | $86,938+190.2% | $102,423+146.3% | $80,925+211.8% |
| Participation rate | 96.2% | 72.4%+23.8pp | 76.5%+19.7pp | 67.7%+28.5pp |
| Annual return | 14.28% | 18.89%-4.6pp | 29.42%-15.1pp | 35.65%-21.4pp |
| Employer contribution / active EE | $1,696 | $2,369-28.4% | $3,023-43.9% | $2,756-38.5% |
| Participant deferral / active EE | $5,269 | $4,120+27.9% | $5,054+4.3% | $4,299+22.6% |
| Admin fee / account holder | $11,376 | $8,053+41.3% | $9,455+20.3% | $6,940+63.9% |