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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,261 | $52,353-32.6% | $120,225-70.7% | $82,448-57.2% |
| Participation rate | 17.5% | 58.3%-40.8pp | 69.6%-52.0pp | 68.1%-50.5pp |
| Annual return | 20.43% | 61.85%-41.4pp | 439.23%-418.8pp | 41.64%-21.2pp |
| Employer contribution / active EE | $556 | $1,510-63.2% | $3,475-84.0% | $2,551-78.2% |
| Participant deferral / active EE | $919 | $2,627-65.0% | $3,999-77.0% | $4,139-77.8% |
| Admin fee / account holder | $565 | $4,363-87.0% | $5,696-90.1% | $7,234-92.2% |