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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,084 | $102,245+145.6% | $89,340+181.0% | $137,256+82.9% |
| Participation rate | 83.3% | 74.9%+8.4pp | 69.6%+13.8pp | 80.0%+3.4pp |
| Annual return | 11.86% | 21.89%-10.0pp | 20.57%-8.7pp | 220.34%-208.5pp |
| Employer contribution / active EE | $10,304 | $2,529+307.4% | $2,231+361.8% | $4,156+147.9% |
| Participant deferral / active EE | $5,394 | $4,436+21.6% | $3,823+41.1% | $6,407-15.8% |
| Admin fee / account holder | $107,814 | $8,085+1233.5% | $6,704+1508.3% | $12,270+778.7% |