Filings through Oct 24, 2026.

Retirement plan

Kent Companies, Inc. Profit Sharing and 401(k) Savings Plan

Name: KENT COMPANIES, INC. - KENT COMPANIES, INC. PROFIT SHARING AND 401(K) SAVINGS PLAN (2025) Form 5500
Creator: KENT COMPANIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, KENT COMPANIES, INC. PROFIT SHARING AND 401(K) SAVINGS PLAN, KENT COMPANIES, INC.

Kent Companies, Inc.EIN 38-1913848Plan #002PY 2025

130 60TH STREET, SW - GRAND RAPIDS, MI 495485703616-534-4909kentcompanies.comLinkedIn1001-5000 employeesconstruction

Prospect flagsLow participationLow employer contributionLow participant contributionCorrective distributionsFew collective trustsFund lineup: 21 funds, $35.5M

Top hat statement on fileNQDC

Filed September 29, 2025

Plan administrator

Ben Herrema/CFO

Grand Rapids, MI 49548

Email Phone

Street address, email and phone are on Pro, free for 7 days.

Plans declared (1)

Key Executive Incentive Plan31 emp

Open the filing PDF

How to read this page

Total assets (EOY)

$36.6M

+9.5% from 2024

Total participants

2,080

+19.2% from 2024

Average account balance

$54,658

+15.8% from 2024

Annual return

10.73%

-6.20 pp from 2024

Benchmarks

See 594 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants1,000-4,999

Cohort594 peers

Snapshot2025

See peer percentile detail with Pro.

Pro shows the percentile for each metric against plans of the same size and industry. Free for 7 days, no card. Then $49 a month. Cancel any time.

Try Pro free Compare plans

Analytics

See the 10-year trajectory with Pro.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
MACATAWA BANK2 years Service code 15 · EIN 38-3378283	Recordkeeping	$125,635

Fund lineup

CSV with Pro

21 funds of $250K or more; 28 lines in all, holding $35.5M of the plan's $36.6M. From the 2025 filing. Recordkeeper: Macatawa Bank.

In collective trusts0%median 0% for plans of $5M to $50M (40,449 plans)

In index funds72%median 22% for plans of $5M to $50M (40,449 plans)

In the main target-date series53%median 39% for plans of $5M to $50M (40,449 plans)

Employer stockNo

Target-date series: Vanguard Target Retirement, mutual fund, 53% of fund dollars

Fund	Manager	Vehicle	Dollars	% of funds%
Vanguard Target Retirement Vanguard · Mutual fund Target-date, 12 vintages	Vanguard	Mutual fund	$18.9M	53.3%
Nomura Large Cap Growth Fund Class R6 Macquarie / Nomura · Mutual fund	Macquarie / Nomura	Mutual fund	$2.9M	8.3%
Vanguard 500 Index Fund Admiral Shares Vanguard · Mutual fund Index	Vanguard	Mutual fund	$2.8M	8.0%
MetLife Stable Value Fund Class 0 MetLife · Insurance contract	MetLife	Insurance contract	$2.2M	6.2%
Dodge & Cox Stock Fund Class X Dodge & Cox · Mutual fund	Dodge & Cox	Mutual fund	$1.6M	4.5%
Vanguard Intermediate-Term Bond Index Fund Admiral Shares Vanguard · Mutual fund Index	Vanguard	Mutual fund	$853K	2.4%
T. Row Price Mid Cap Growth T. Rowe Price · Mutual fund	T. Rowe Price	Mutual fund	$649K	1.8%
Eupac Fund Class R-6 Capital Group · Mutual fund	Capital Group	Mutual fund	$566K	1.6%
Vanguard Mid-Cap Value Index Fund Admiral Shares Vanguard · Mutual fund Index	Vanguard	Mutual fund	$531K	1.5%
Vanguard Small-Cap Value Index Fund Admiral Shares Vanguard · Mutual fund Index	Vanguard	Mutual fund	$525K	1.5%

See the other 18 lines in this lineup with Pro.

Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.

Plan features & details

Pension benefit codes2E2J2K2F2G3D3H2T2S

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$126K

$65 / participant

Other / not subdivided$126K100.0%

% of EOY assets

0.344%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: DOEREN MAYHEW ASSURANCE
Auditor EIN: 382492570
Audit fees: (not subdivided)
Opinion code: Unqualified

Look up a plan sponsor by EIN. Free Form 5500 search. No signup.

Provider

Service type

Compensation

MACATAWA BANK2 years

Service code 15 · EIN 38-3378283

Recordkeeping

$125,635

Fund

Dollars

% of funds%

Vanguard Target Retirement

Vanguard · Mutual fund

Target-date, 12 vintages

$18.9M

53.3%

Nomura Large Cap Growth Fund Class R6

Macquarie / Nomura · Mutual fund

$2.9M

8.3%

Vanguard 500 Index Fund Admiral Shares

Vanguard · Mutual fund

Index

$2.8M

8.0%

MetLife Stable Value Fund Class 0

MetLife · Insurance contract

$2.2M

6.2%

Dodge & Cox Stock Fund Class X

Dodge & Cox · Mutual fund

$1.6M

4.5%

Vanguard Intermediate-Term Bond Index Fund Admiral Shares

Vanguard · Mutual fund

Index

$853K

2.4%

T. Row Price Mid Cap Growth

T. Rowe Price · Mutual fund

$649K

1.8%

Eupac Fund Class R-6

Capital Group · Mutual fund

$566K

1.6%

Vanguard Mid-Cap Value Index Fund Admiral Shares

Vanguard · Mutual fund

Index

$531K

1.5%

Vanguard Small-Cap Value Index Fund Admiral Shares

Vanguard · Mutual fund

Index

$525K

1.5%

Kent Companies, Inc. Profit Sharing and 401(k) Savings Plan

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Kent Companies, Inc. Profit Sharing and 401(k) Savings Plan

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion