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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,714 | $117,904-44.3% | $102,457-35.9% | $145,978-55.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 10.80% | 31.80%-21.0pp | 29.41%-18.6pp | 550.52%-539.7pp |
| Employer contribution / active EE | $4,394 | $3,613+21.6% | $3,022+45.4% | $4,662-5.7% |
| Participant deferral / active EE | $6,158 | $5,733+7.4% | $5,054+21.8% | $6,690-7.9% |
| Admin fee / account holder | $2,667 | $13,329-80.0% | $9,451-71.8% | $13,400-80.1% |