See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MERRILL LYNCH PIERCE FENNER & SMITH10+ years Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $68,125 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,113 | $86,944+63.5% | $107,525+32.2% | $74,304+91.3% |
| Participation rate | 61.4% | 59.6%+1.9pp | 75.1%-13.7pp | 60.3%+1.1pp |
| Annual return | 16.02% | 23.52%-7.5pp | 181.32%-165.3pp | 29.43%-13.4pp |
| Employer contribution / active EE | $2,400 | $2,757-13.0% | $3,754-36.1% | $2,241+7.1% |
| Participant deferral / active EE | $4,257 | $3,554+19.8% | $5,116-16.8% | $3,767+13.0% |
| Admin fee / account holder | $537 | $3,727-85.6% | $8,919-94.0% | $2,969-81.9% |