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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,210 | $110,039-46.2% | $97,260-39.1% | $145,884-59.4% |
| Participation rate | 60.0% | 75.9%-15.9pp | 72.7%-12.7pp | 80.3%-20.3pp |
| Annual return | 14.08% | 244.44%-230.4pp | 75.54%-61.5pp | 551.85%-537.8pp |
| Employer contribution / active EE | $2,133 | $3,074-30.6% | $2,721-21.6% | $4,662-54.3% |
| Participant deferral / active EE | $5,943 | $4,674+27.2% | $4,262+39.5% | $6,690-11.2% |
| Admin fee / account holder | $4,183 | $6,204-32.6% | $5,640-25.8% | $13,392-68.8% |