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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,210 | $109,908-46.1% | $97,161-39.1% | $145,978-59.4% |
| Participation rate | 60.0% | 75.9%-15.9pp | 72.7%-12.7pp | 80.3%-20.3pp |
| Annual return | 14.08% | 243.80%-229.7pp | 75.36%-61.3pp | 550.52%-536.4pp |
| Employer contribution / active EE | $2,133 | $3,077-30.7% | $2,723-21.7% | $4,662-54.2% |
| Participant deferral / active EE | $5,943 | $4,679+27.0% | $4,265+39.3% | $6,690-11.2% |
| Admin fee / account holder | $4,183 | $6,213-32.7% | $5,647-25.9% | $13,400-68.8% |