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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS6 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $6,227 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,584 | $66,459-38.9% | $81,353-50.1% | $77,736-47.8% |
| Participation rate | 36.4% | 68.7%-32.3pp | 69.5%-33.1pp | 70.6%-34.2pp |
| Annual return | 13.43% | 15.95%-2.5pp | 24.82%-11.4pp | 31.26%-17.8pp |
| Employer contribution / active EE | $605 | $2,156-72.0% | $2,464-75.5% | $2,728-77.8% |
| Participant deferral / active EE | $1,635 | $3,674-55.5% | $3,885-57.9% | $4,651-64.8% |
| Admin fee / account holder | $56 | $585-90.5% | $5,766-99.0% | $433-87.2% |