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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,411 | $94,439-87.9% | $73,658-84.5% | $154,746-92.6% |
| Participation rate | 66.7% | 64.7%+2.0pp | 57.0%+9.6pp | 80.7%-14.0pp |
| Annual return | 23.45% | 28.25%-4.8pp | 29.72%-6.3pp | 172.34%-148.9pp |
| Employer contribution / active EE | $906 | $1,257-27.9% | $1,032-12.2% | $4,379-79.3% |
| Participant deferral / active EE | $1,225 | $2,527-51.5% | $2,062-40.6% | $6,730-81.8% |
| Admin fee / account holder | $1,974 | $3,843-48.6% | $3,357-41.2% | $14,365-86.3% |