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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,411 | $67,823-83.2% | $52,425-78.2% | $137,256-91.7% |
| Participation rate | 66.7% | 63.9%+2.8pp | 55.6%+11.0pp | 80.0%-13.3pp |
| Annual return | 23.45% | 219.11%-195.7pp | 302.12%-278.7pp | 220.34%-196.9pp |
| Employer contribution / active EE | $906 | $1,163-22.1% | $914-0.9% | $4,156-78.2% |
| Participant deferral / active EE | $1,225 | $2,288-46.5% | $1,790-31.6% | $6,407-80.9% |
| Admin fee / account holder | $1,974 | $2,844-30.6% | $2,495-20.9% | $12,270-83.9% |