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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,921 | $172,111+6.3% | $150,298+21.7% | $137,256+33.3% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 15.39% | 69.37%-54.0pp | 62.79%-47.4pp | 220.34%-204.9pp |
| Employer contribution / active EE | $10,940 | $4,636+136.0% | $4,154+163.3% | $4,156+163.2% |
| Participant deferral / active EE | $6,991 | $6,166+13.4% | $5,453+28.2% | $6,407+9.1% |
| Admin fee / account holder | $792 | $16,471-95.2% | $14,116-94.4% | $12,270-93.5% |