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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,507 | $72,071+22.8% | $68,368+29.5% | $137,256-35.5% |
| Participation rate | 93.3% | 76.2%+17.1pp | 73.8%+19.6pp | 80.0%+13.4pp |
| Annual return | 16.37% | 353.14%-336.8pp | 292.57%-276.2pp | 220.34%-204.0pp |
| Employer contribution / active EE | $3,341 | $2,788+19.8% | $2,649+26.1% | $4,156-19.6% |
| Participant deferral / active EE | $4,837 | $4,410+9.7% | $4,123+17.3% | $6,407-24.5% |
| Admin fee / account holder | $6,585 | $5,336+23.4% | $5,150+27.9% | $12,270-46.3% |