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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,548 | $111,814-67.3% | $103,378-64.6% | $145,978-75.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.44% | 24.80%-16.4pp | 24.91%-16.5pp | 550.52%-542.1pp |
| Employer contribution / active EE | $10,664 | $4,215+153.0% | $3,870+175.5% | $4,662+128.8% |
| Participant deferral / active EE | $2,311 | $5,618-58.9% | $5,058-54.3% | $6,690-65.5% |
| Admin fee / account holder | $4,640 | $9,764-52.5% | $8,401-44.8% | $13,400-65.4% |