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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,142 | $104,098-44.1% | $140,514-58.6% | $94,015-38.2% |
| Participation rate | 60.0% | 73.7%-13.7pp | 77.8%-17.8pp | 70.8%-10.8pp |
| Annual return | 18.43% | 15.14%+3.3pp | 14.36%+4.1pp | 17.84%+0.6pp |
| Employer contribution / active EE | $1,300 | $2,388-45.6% | $3,378-61.5% | $2,790-53.4% |
| Participant deferral / active EE | $3,270 | $4,033-18.9% | $4,919-33.5% | $4,249-23.1% |
| Admin fee / account holder | $4,396 | $10,439-57.9% | $13,697-67.9% | $8,951-50.9% |