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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,551 | $134,817-10.6% | $123,973-2.8% | $155,188-22.3% |
| Participation rate | 95.2% | 79.4%+15.8pp | 76.7%+18.6pp | 80.8%+14.4pp |
| Annual return | 20.32% | 515.49%-495.2pp | 388.13%-367.8pp | 148.84%-128.5pp |
| Employer contribution / active EE | $2,941 | $4,425-33.5% | $4,126-28.7% | $4,248-30.8% |
| Participant deferral / active EE | $7,217 | $5,706+26.5% | $5,247+37.5% | $6,531+10.5% |
| Admin fee / account holder | $3,021 | $13,245-77.2% | $11,799-74.4% | $14,480-79.1% |