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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,209 | $115,931-47.2% | $185,441-67.0% | $86,983-29.6% |
| Participation rate | 100.0% | 73.6%+26.4pp | 80.3%+19.7pp | 69.5%+30.5pp |
| Annual return | 8.45% | 21.47%-13.0pp | 20.16%-11.7pp | 25.83%-17.4pp |
| Employer contribution / active EE | $1,657 | $2,937-43.6% | $4,672-64.5% | $2,584-35.9% |
| Participant deferral / active EE | $5,032 | $4,551+10.6% | $6,152-18.2% | $4,194+20.0% |
| Admin fee / account holder | $28,735 | $10,687+168.9% | $17,890+60.6% | $7,856+265.8% |