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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,209 | $110,137-44.4% | $161,149-62.0% | $82,637-25.9% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 8.45% | 20.69%-12.2pp | 21.16%-12.7pp | 53.51%-45.1pp |
| Employer contribution / active EE | $1,657 | $2,856-42.0% | $4,360-62.0% | $2,552-35.1% |
| Participant deferral / active EE | $5,032 | $4,575+10.0% | $6,153-18.2% | $4,126+22.0% |
| Admin fee / account holder | $28,735 | $9,467+203.5% | $15,194+89.1% | $7,339+291.5% |