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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,714 | $166,268-82.7% | $165,100-82.6% | $145,897-80.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 64.91% | 100.52%-35.6pp | 70.21%-5.3pp | 552.29%-487.4pp |
| Employer contribution / active EE | $5,586 | $5,284+5.7% | $4,348+28.5% | $4,663+19.8% |
| Participant deferral / active EE | $10,477 | $6,964+50.4% | $6,035+73.6% | $6,689+56.6% |
| Admin fee / account holder | $788 | $16,659-95.3% | $12,696-93.8% | $13,390-94.1% |