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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,144 | $87,060+48.3% | $105,591+22.3% | $80,911+59.6% |
| Participation rate | 85.7% | 70.4%+15.3pp | 75.3%+10.4pp | 67.6%+18.1pp |
| Annual return | 15.22% | 17.05%-1.8pp | 116.43%-101.2pp | 35.63%-20.4pp |
| Employer contribution / active EE | $9,535 | $2,396+297.9% | $3,166+201.1% | $2,756+246.0% |
| Participant deferral / active EE | $5,887 | $3,986+47.7% | $5,008+17.5% | $4,297+37.0% |
| Admin fee / account holder | $5,694 | $8,442-32.6% | $11,024-48.4% | $6,935-17.9% |