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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,144 | $87,106+48.3% | $105,607+22.3% | $80,935+59.6% |
| Participation rate | 85.7% | 70.4%+15.3pp | 75.3%+10.4pp | 67.7%+18.1pp |
| Annual return | 15.22% | 17.01%-1.8pp | 116.11%-100.9pp | 35.66%-20.4pp |
| Employer contribution / active EE | $9,535 | $2,396+297.9% | $3,167+201.1% | $2,757+245.9% |
| Participant deferral / active EE | $5,887 | $3,986+47.7% | $5,011+17.5% | $4,299+36.9% |
| Admin fee / account holder | $5,694 | $8,447-32.6% | $10,958-48.0% | $6,924-17.8% |