Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,845 | $86,949-8.2% | $102,460-22.1% | $80,959-1.4% |
| Participation rate | 58.7% | 72.4%-13.7pp | 76.5%-17.8pp | 67.7%-8.9pp |
| Annual return | 9.77% | 18.89%-9.1pp | 29.47%-19.7pp | 35.67%-25.9pp |
| Employer contribution / active EE | $1,311 | $2,370-44.7% | $3,025-56.7% | $2,757-52.5% |
| Participant deferral / active EE | $3,871 | $4,121-6.1% | $5,056-23.4% | $4,300-10.0% |
| Admin fee / account holder | $14,346 | $8,048+78.3% | $9,460+51.6% | $6,925+107.2% |