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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,740 | $115,931-54.5% | $185,441-71.6% | $86,983-39.4% |
| Participation rate | 82.4% | 73.6%+8.7pp | 80.3%+2.1pp | 69.5%+12.8pp |
| Annual return | 15.00% | 21.47%-6.5pp | 20.16%-5.2pp | 25.83%-10.8pp |
| Employer contribution / active EE | $443 | $2,937-84.9% | $4,672-90.5% | $2,584-82.9% |
| Participant deferral / active EE | $2,362 | $4,551-48.1% | $6,152-61.6% | $4,194-43.7% |
| Admin fee / account holder | $11,810 | $10,687+10.5% | $17,890-34.0% | $7,856+50.3% |