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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,740 | $110,137-52.1% | $161,149-67.3% | $82,637-36.2% |
| Participation rate | 82.4% | 72.4%+10.0pp | 78.8%+3.5pp | 68.1%+14.3pp |
| Annual return | 15.00% | 20.69%-5.7pp | 21.16%-6.2pp | 53.51%-38.5pp |
| Employer contribution / active EE | $443 | $2,856-84.5% | $4,360-89.8% | $2,552-82.6% |
| Participant deferral / active EE | $2,362 | $4,575-48.4% | $6,153-61.6% | $4,126-42.8% |
| Admin fee / account holder | $11,810 | $9,467+24.7% | $15,194-22.3% | $7,339+60.9% |