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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,218 | $57,140+239.9% | $85,240+127.8% | $80,959+139.9% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 10.20% | 21.71%-11.5pp | 66.75%-56.6pp | 35.67%-25.5pp |
| Employer contribution / active EE | $3,506 | $1,802+94.6% | $2,735+28.2% | $2,757+27.2% |
| Participant deferral / active EE | $7,655 | $3,115+145.7% | $4,527+69.1% | $4,300+78.0% |
| Admin fee / account holder | $18,651 | $4,992+273.6% | $6,165+202.5% | $6,925+169.3% |