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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,001 | $59,448+88.4% | $93,696+19.5% | $74,459+50.4% |
| Participation rate | 62.1% | 59.6%+2.4pp | 68.7%-6.7pp | 67.2%-5.2pp |
| Annual return | 11.77% | 82.11%-70.3pp | 133.74%-122.0pp | 1369.70%-1357.9pp |
| Employer contribution / active EE | $0 | $1,266-100.0% | $2,422-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $3,873 | $3,052+26.9% | $4,417-12.3% | $4,350-10.9% |
| Admin fee / account holder | $4,960 | $3,027+63.8% | $8,287-40.1% | $1,945+155.0% |