Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,283 | $50,554+1.4% | $67,681-24.2% | $87,485-41.4% |
| Participation rate | 63.1% | 67.7%-4.6pp | 73.7%-10.6pp | 68.9%-5.8pp |
| Annual return | 10.46% | 17.81%-7.4pp | 590.58%-580.1pp | 26.06%-15.6pp |
| Employer contribution / active EE | $543 | $1,988-72.7% | $2,678-79.7% | $2,596-79.1% |
| Participant deferral / active EE | $2,087 | $2,961-29.5% | $3,976-47.5% | $4,274-51.2% |
| Admin fee / account holder | $4,417 | $4,132+6.9% | $6,100-27.6% | $7,775-43.2% |