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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,503 | $114,013-24.1% | $103,693-16.6% | $155,188-44.3% |
| Participation rate | 33.3% | 75.2%-41.9pp | 72.6%-39.3pp | 80.8%-47.5pp |
| Annual return | 13.18% | 49.31%-36.1pp | 47.61%-34.4pp | 148.84%-135.7pp |
| Employer contribution / active EE | $546 | $3,131-82.6% | $2,920-81.3% | $4,248-87.2% |
| Participant deferral / active EE | $1,515 | $4,970-69.5% | $4,579-66.9% | $6,531-76.8% |
| Admin fee / account holder | $17,058 | $8,407+102.9% | $7,858+117.1% | $14,480+17.8% |