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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,356 | $75,807-87.7% | $116,096-91.9% | $86,983-89.2% |
| Participation rate | 86.8% | 66.9%+20.0pp | 73.3%+13.5pp | 69.5%+17.3pp |
| Annual return | 16.76% | 18.57%-1.8pp | 326.25%-309.5pp | 25.83%-9.1pp |
| Employer contribution / active EE | $2,150 | $1,892+13.6% | $2,503-14.1% | $2,584-16.8% |
| Participant deferral / active EE | $1,966 | $3,212-38.8% | $3,952-50.2% | $4,194-53.1% |
| Admin fee / account holder | $1,560 | $6,659-76.6% | $7,704-79.8% | $7,856-80.1% |