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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,356 | $73,107-87.2% | $114,563-91.8% | $87,485-89.3% |
| Participation rate | 86.8% | 65.8%+21.1pp | 72.9%+13.9pp | 68.9%+17.9pp |
| Annual return | 16.76% | 19.47%-2.7pp | 241.09%-224.3pp | 26.06%-9.3pp |
| Employer contribution / active EE | $2,150 | $1,881+14.3% | $2,592-17.1% | $2,596-17.2% |
| Participant deferral / active EE | $1,966 | $3,144-37.4% | $4,142-52.5% | $4,274-54.0% |
| Admin fee / account holder | $1,560 | $5,770-73.0% | $7,623-79.5% | $7,775-79.9% |