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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,551 | $97,125+78.7% | $86,233+101.3% | $137,256+26.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 33.45% | 74.19%-40.7pp | 61.39%-27.9pp | 220.34%-186.9pp |
| Employer contribution / active EE | $16,199 | $2,841+470.1% | $2,504+546.8% | $4,156+289.8% |
| Participant deferral / active EE | $21,394 | $5,180+313.0% | $4,559+369.2% | $6,407+233.9% |
| Admin fee / account holder | $437 | $9,725-95.5% | $8,342-94.8% | $12,270-96.4% |