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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,237 | $162,529-86.3% | $130,788-83.0% | $154,746-85.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 22.13% | 510.48%-488.3pp | 386.44%-364.3pp | 172.34%-150.2pp |
| Employer contribution / active EE | $4,965 | $4,447+11.6% | $3,558+39.5% | $4,379+13.4% |
| Participant deferral / active EE | $8,211 | $4,808+70.8% | $4,137+98.5% | $6,730+22.0% |
| Admin fee / account holder | $9,031 | $7,669+17.8% | $6,673+35.3% | $14,365-37.1% |