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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,896 | $169,356-86.5% | $129,406-82.3% | $145,897-84.3% |
| Participation rate | 75.0% | 76.5%-1.5pp | 69.6%+5.4pp | 80.3%-5.3pp |
| Annual return | 41.19% | 14418.62%-14377.4pp | 9468.18%-9427.0pp | 552.29%-511.1pp |
| Employer contribution / active EE | $5,213 | $5,542-5.9% | $4,155+25.5% | $4,663+11.8% |
| Participant deferral / active EE | $6,779 | $4,987+35.9% | $4,167+62.7% | $6,689+1.3% |
| Admin fee / account holder | $557 | $9,915-94.4% | $7,689-92.8% | $13,390-95.8% |