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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,936 | $58,627-93.3% | $76,735-94.9% | $82,448-95.2% |
| Participation rate | 43.0% | 63.2%-20.2pp | 69.5%-26.5pp | 68.1%-25.1pp |
| Annual return | 25.29% | 39.10%-13.8pp | 29.77%-4.5pp | 41.64%-16.3pp |
| Employer contribution / active EE | $350 | $1,729-79.7% | $2,454-85.7% | $2,551-86.3% |
| Participant deferral / active EE | $1,231 | $3,134-60.7% | $4,088-69.9% | $4,139-70.3% |
| Admin fee / account holder | $192 | $5,323-96.4% | $7,189-97.3% | $7,234-97.3% |