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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,000 | $63,703-34.1% | $93,063-54.9% | $82,448-49.1% |
| Participation rate | 71.8% | 63.8%+8.0pp | 72.1%-0.3pp | 68.1%+3.7pp |
| Annual return | 13.72% | -775.43%+789.2pp | 34.15%-20.4pp | 41.64%-27.9pp |
| Employer contribution / active EE | $1,566 | $1,729-9.4% | $2,476-36.8% | $2,551-38.6% |
| Participant deferral / active EE | $3,154 | $2,919+8.0% | $3,958-20.3% | $4,139-23.8% |
| Admin fee / account holder | $1,257 | $5,982-79.0% | $6,033-79.2% | $7,234-82.6% |