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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,422 | $77,814-60.9% | $158,223-80.8% | $86,983-65.0% |
| Participation rate | 100.0% | 68.4%+31.6pp | 79.2%+20.8pp | 69.5%+30.5pp |
| Annual return | 18.18% | 30.54%-12.4pp | 52.09%-33.9pp | 25.83%-7.7pp |
| Employer contribution / active EE | $1,591 | $2,592-38.6% | $4,109-61.3% | $2,584-38.4% |
| Participant deferral / active EE | $4,444 | $3,270+35.9% | $5,467-18.7% | $4,194+6.0% |
| Admin fee / account holder | $1,859 | $5,879-68.4% | $16,047-88.4% | $7,856-76.3% |