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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,582 | $108,942-41.6% | $100,415-36.7% | $145,897-56.4% |
| Participation rate | 88.9% | 83.0%+5.9pp | 81.5%+7.4pp | 80.3%+8.6pp |
| Annual return | 16.17% | 58.27%-42.1pp | 49.47%-33.3pp | 552.29%-536.1pp |
| Employer contribution / active EE | $12,171 | $4,422+175.2% | $3,943+208.7% | $4,663+161.0% |
| Participant deferral / active EE | $18,130 | $8,461+114.3% | $8,091+124.1% | $6,689+171.0% |
| Admin fee / account holder | $8,917 | $9,702-8.1% | $7,906+12.8% | $13,390-33.4% |