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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,618 | $209,336-9.4% | $197,124-3.8% | $137,256+38.1% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 63.32% | 48.09%+15.2pp | 44.34%+19.0pp | 220.34%-157.0pp |
| Employer contribution / active EE | $10,015 | $6,591+52.0% | $6,227+60.8% | $4,156+141.0% |
| Participant deferral / active EE | $25,542 | $9,614+165.7% | $9,135+179.6% | $6,407+298.7% |
| Admin fee / account holder | $373 | $17,308-97.8% | $16,298-97.7% | $12,270-97.0% |