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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,674 | $181,062-85.8% | $158,223-83.8% | $155,188-83.5% |
| Participation rate | 76.5% | 82.7%-6.2pp | 79.2%-2.7pp | 80.8%-4.3pp |
| Annual return | 16.49% | 57.39%-40.9pp | 52.09%-35.6pp | 148.84%-132.3pp |
| Employer contribution / active EE | $1,727 | $4,565-62.2% | $4,109-58.0% | $4,248-59.3% |
| Participant deferral / active EE | $4,628 | $6,134-24.6% | $5,467-15.3% | $6,531-29.1% |
| Admin fee / account holder | $1,062 | $18,825-94.4% | $16,047-93.4% | $14,480-92.7% |