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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,878 | $155,555-66.6% | $146,866-64.7% | $155,188-66.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 15.85% | 115.41%-99.6pp | 102.85%-87.0pp | 148.84%-133.0pp |
| Employer contribution / active EE | $15,049 | $4,647+223.9% | $4,425+240.1% | $4,248+254.3% |
| Participant deferral / active EE | $6,408 | $8,044-20.3% | $7,759-17.4% | $6,531-1.9% |
| Admin fee / account holder | $12,971 | $14,755-12.1% | $13,620-4.8% | $14,480-10.4% |