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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $57,834 |
REGIONS BANK9 years Service code 27 · EIN 63-0371391 | Advisory (Plan) | $46,551 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,039 | $79,700-53.5% | $153,500-75.9% | $74,429-50.2% |
| Participation rate | 94.4% | 69.8%+24.6pp | 77.1%+17.3pp | 67.2%+27.2pp |
| Annual return | 11.99% | 15.07%-3.1pp | 15.70%-3.7pp | 1368.38%-1356.4pp |
| Employer contribution / active EE | $2,498 | $4,016-37.8% | $5,039-50.4% | $2,625-4.8% |
| Participant deferral / active EE | $4,019 | $5,315-24.4% | $6,756-40.5% | $4,348-7.6% |
| Admin fee / account holder | $394 | $1,790-78.0% | $12,736-96.9% | $1,944-79.7% |